If you're an accountant, lawyer, conveyancer, or real estate agent — AUSTRAC now requires you to have an AML/CTF programme. AML Shield builds it for you in minutes.
14-day free trial. No credit card required.
A compliance platform built specifically for AUSTRAC‑regulated small businesses.
AUSTRAC‑aligned AML/CTF Program Builder — structured, guided, and audit‑ready
Complete your AML/CTF Program in under 60 minutes — no compliance team required
Audit‑ready exports — clean, professional documents for reviews and audits
Built for Australian SMEs — accountants, bookkeepers, remitters, loan brokers
Affordable, predictable pricing — $49/month Starter plan
Under AUSTRAC's Tranche 2 reforms, these professions must enrol with AUSTRAC, build an AML/CTF programme, perform customer due diligence, and keep records — or face penalties up to $18.5 million.
No compliance expertise needed. AML Shield guides you through everything.
Tell us about your business type and services
Answer questions — we generate your AUSTRAC-ready risk assessment
AI generates your complete Part A & B programme document
Log CDD records, staff training, and suspicious matter reports
AI-generated risk assessment tailored to your business type, customers and services. Download as Word document.
Complete programme covering all AUSTRAC requirements — CDD, monitoring, training, and more. Download as Word document.
Log and track CDD checks for each client. Standard and enhanced CDD workflows. KYC verification. Review reminders.
Record initial and refresher AML/CTF training for each staff member. Automatic annual reminders.
Track SMRs submitted to AUSTRAC with reference numbers and status. Fully auditable.
Every action logged automatically. 7-year record retention as required by the AML/CTF Act 2006.
Accountants, lawyers and real estate agents across Australia use AML Shield to meet their AUSTRAC obligations.
“AML Shield took what felt like an overwhelming compliance task and made it manageable. Had our AML/CTF programme ready in under an hour. Highly recommend for any accountant facing Tranche 2.”
“The CDD workflow is exactly what we needed. We can log client due diligence checks, track enhanced CDD, and have a full audit trail ready for AUSTRAC. Worth every cent.”
“I had no idea where to start with AUSTRAC compliance. AML Shield walked me through the risk assessment and generated a complete programme. The SMR tracking feature is a bonus.”
Start with a 14-day free trial — full access, no credit card required.
After your trial, choose the plan that fits. Cancel anytime.
Under the AML/CTF Act 2006 and AUSTRAC's Tranche 2 reforms, reporting entities must maintain a written AML/CTF programme covering Part A (the risk management approach) and Part B (customer due diligence and KYC procedures). AML Shield generates both parts, tailored to your business type and designated services. Many businesses subject to AML obligations also carry obligations under the Privacy Act 1988 — Privacy Act Shield Pro provides dedicated Australian privacy compliance tools alongside your AUSTRAC programme.
A money laundering and terrorism financing (ML/TF) risk assessment is the foundation of your AML/CTF programme. It identifies your customer types, services, geographic exposure, and transaction volumes to determine your overall risk rating. AUSTRAC requires this to be documented and reviewed regularly. AML Shield generates a compliant risk assessment in minutes.
Reporting entities in NSW, VIC, QLD, WA, SA, TAS, ACT and NT must perform standard or enhanced customer due diligence (CDD) for all clients, submit suspicious matter reports (SMRs) to AUSTRAC within 24 hours, and maintain training records for all staff. AML Shield manages all of these obligations in one place.
The AUSTRAC Tranche 2 deadline is 1 July 2026. Get your AML/CTF programme in place today — it takes less than an hour.
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