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AUSTRAC Tranche 2 deadline: 1 July 2026

AML Software for
Australian Small Businesses

Designed for accountants, lawyers, conveyancers, and real estate agents — not for banks or large enterprises. Meet your AUSTRAC Tranche 2 obligations without a compliance team or a big budget.

Free plan available. No credit card required.

Why AML Shield is different

Most AML tools are built for compliance teams at large institutions. AML Shield is built for small Australian businesses facing AUSTRAC obligations for the first time.

Built for Tranche 2 businesses — not banks

Most AML software is designed for banks, casinos, and large financial institutions. AML Shield is purpose-built for the 80,000 Australian accountants, lawyers, conveyancers, and real estate agents who are new to AUSTRAC obligations.

Get compliant in under an hour

Enterprise AML systems take weeks of setup and require dedicated compliance staff. AML Shield guides you through your risk assessment and generates a complete AML/CTF programme in under an hour — no prior compliance experience required.

Priced for small businesses

Enterprise AML software typically costs $1,000–$5,000 per month and includes features you will never use. AML Shield starts free and costs $79/month for unlimited access — less than one hour of a compliance lawyer's time.

No compliance team required

Many small businesses cannot afford a dedicated compliance officer. AML Shield is designed so that a principal, practice manager, or sole trader can manage all AUSTRAC obligations themselves without specialist expertise.

Who uses AML Shield?

Any Australian Tranche 2 business that needs to meet AUSTRAC obligations without enterprise complexity.

Accountants & Tax Agents
Sole practitioners to mid-size firms
Solicitors & Barristers
Property law, commercial, family law
Conveyancers
Licensed conveyancers and property settlement agents
Real Estate Agents
Sales and commercial leasing agents
Financial Advisers
AFS licence holders providing advice
Dealers in Precious Metals
Jewellers, bullion dealers, and pawnbrokers

Everything you need to meet AUSTRAC obligations

One platform. All six Tranche 2 obligations covered.

AML/CTF Programme (Part A & B)

AI generates your complete written programme tailored to your business type. Download as a Word document and adopt immediately.

ML/TF Risk Assessment

Answer guided questions about your clients and services. AML Shield generates a compliant risk assessment in minutes — no risk expertise needed.

Customer Due Diligence (CDD)

Log KYC checks for every client with standard and enhanced CDD workflows. Review reminders keep your records current.

Staff Training Records

Track initial and refresher AML/CTF training for all staff. Annual reminders so you never miss a training obligation.

Suspicious Matter Reports (SMR)

Record every SMR submitted to AUSTRAC with reference numbers and status. Full history at your fingertips.

7-Year Audit Trail

Every action logged automatically. Immutable records retained for 7 years — exactly as required by the AML/CTF Act 2006.

Priced for small businesses

Cheaper than one hour with a compliance lawyer. Cancel anytime.

Free
$0 /month
  • 1 ML/TF risk assessment
  • 1 AML/CTF programme
  • Up to 10 CDD records
  • Audit trail
  • Download Word documents
Get Started Free
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Pro
$79 /month · cancel anytime
  • Unlimited risk assessments
  • Unlimited AML/CTF programmes
  • Unlimited CDD records
  • Unlimited staff training records
  • Unlimited SMR tracking
  • Download Word documents
  • Priority support
  • Annual review reminders
Start Free Trial

What Australian small businesses say

AML Shield took what felt like an overwhelming compliance task and made it manageable. Had our AML/CTF programme ready in under an hour.

Michael B.
Principal, accounting firm — Sydney NSW

The CDD workflow is exactly what we needed. We can log client due diligence checks, track enhanced CDD, and have a full audit trail ready for AUSTRAC.

Sarah L.
Solicitor, property law — Melbourne VIC

I had no idea where to start with AUSTRAC compliance. AML Shield walked me through the risk assessment and generated a complete programme.

David R.
Director, real estate agency — Brisbane QLD

Start your AML/CTF programme today

Built for Australian small businesses. Takes under an hour. Free plan available.

Build Your Programme Free

No credit card required.